关键词: 智能卡, 卡操作系统, 一卡多用, 安全管理平台

Abstract: Multi-application card operation system leads the trend of the development in smart card. The key problems include dynamic download, refresh and deletion of applications. In this paper, the hierarchical construction of card operation system and the architecture of Multi-application system were analyzed and the solution to the Multi-application management platform was presented. Then the design of the Application Operation Data(AOD) and the Application Operation Certificate(AOC) were also given in detail. Finally the security of this system wais discussed. With the solution, the dynamic download, refreshment and deletion in Multi-application card system can be accomplished safely.

Key words: smart card, card operation system, multi-application card, secure management platform